Monday, February 6, 2012

Why I am so called frugal....

I am almost 40 years old.

That was hard to say...lol. And I am wanting to change some of my ways. My number one thing I want to change is I waste too much money. I dont have a really great paying job, altho I have a great job that I love. And like everyone else, I have bills and things I want to save for. I have bills I have to pay. and I am always just a little bit lost just like everyone else.

A little bit about me...I am technically a single mother...I personally gave birth to 3 kids, bubba is 20 (he doesnt live with us), roo is 15 and bitty is my baby at 13. I am thisclosetobeingmarried to dh (which means we dont live in the same house...lol) and he has a son thats 14. We maintain 2 seprate households with each adult spending time at the other house part of the time. We live less than 15 mins apart, so thats not too hard to come by.

Anywaaaayyyyy.....

I rent a place in a little town in corner of no where...I live in the land of no double coupons...not great stores...and high price cable and internet providers. Ahhh the joys of life in a small town. I love my little town..lived here my whole life....but sometimes...the non saving ways drives me nuts.

I actully live on alot less than $20,000 a year. I do this because I dont have car payments..both my cars a paid for...I dont have a house payment..i rent..and I dont have any outstanding loans except for 1 credit card i use for work and my student loans..wich are out of this world..but more on them later. lol.

Today Ive spent my day off (this is my weekend time) doing laundry..watching tv..and thinking about things to write about.

For today, I decided Id figure out a way to save a little bit more a month..and after looking things over....im thinking I can cut back on my magazine consumption. Ok..i admit it..i love reading...and the best thing about being in town now is i get a free library card...lol. i can stop buying some of my magazines, because I can read them from the library. I also can get a few movies...lots of books on tape ( i just got done with harry potter series) and lots of other great things. the library for me is a great deal..even when i lived out of town and had to pay the $40 a year for the card. this is a great thing, and i totally think if you have access to a library you should get a card. from my library i can also get books for my kindle reader app free and use their interent if i want to...if i should have to get rid of my home internet service, i can always use the one there free. and for someone like me..thats a huge plus.

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